body{
background: url(../images/hm-siteback.jpg) repeat-x top left;
background-color:#c9d4da;
font-family:Verdana, Arial, Helvetica, sans-serif;
font-size:inherit;
}
#container {
	margin: 0 auto;
	width: 979px;
	overflow: hidden;
}
#header {
	background-color: #e9edf0;
	height:24px;
}
#navcontainer {
	padding:0px;
	margin:0px;
	background:url(../images/hm-tophead-bgrpt.jpg) repeat-x top left;
	margin-bottom: 0px;
	height:154px;
}
* html #navcontainer {
	height: 1%;	
}
#navcontainer ul {
	list-style-type: none;	
}
#navcontainer li {
	float: left;
	margin-right: 10px;	
}
#navcontainer a, #navcontainer a:link {
	color: #CCC;	
}
#navcontainer a:hover {
	color: #FFF;	
}
#footer {
	clear: both;
	
}


#logoarea{
width:150px;
height:154px;
margin:0px;
float:left;
display:block;
}

#logoright{
width:829px;
height:154px;
border:0px solid #fff;
float:left;
position:relative;
}

#toptel {
text-align:right;
font-family:Arial, Helvetica, sans-serif;
font-size:25px;
color:#f2f2f2;
height:63px;
position:relative;
vertical-align:bottom;
}
#toptel span{
margin-right:40px;
position:relative;
float:right;
display:block;
margin-top:20px;
}
#navcontainer div {
margin:0px;
padding:0px;
}
#navarea{
height:91px;
width:829px;
}
#getquote {
width:88px;
height:91px;
float:left;
margin:0px;
padding:0px;
}
#menu {
width:741px;
float:left;
margin:0px;
padding:0px;
height:63px;
}
#spacerbottom {
float:left;
margin:0px;
padding:0px;
width:741px;
height:28px;
}
#mmenu {
float:left;
width:741px;
height:91px;
margin:0px;
padding:0px;
}
#toprightlinks {
width:258px;
float:left;
background:url(../images/hm-toplinks-bg.jpg) no-repeat bottom right;
height:24px;
margin:0px auto;
padding:0px;
text-align:center;
}

#toprightlinks ul{
margin:0 auto;
padding:0;
list-style:none;
text-align:center;
margin-left:25px;
}
#toprightlinks ul li{
list-style:none;
float:left;
padding:0px;
font-family:Verdana, Arial, Helvetica, sans-serif;
font-size:10px;
margin-top:5px;
}


#toprightlinks ul li a {
border-right:1px solid #f2f2f2;
padding-left:4px;
padding-right:4px;
text-decoration:none;
color:#f2f2f2;
}
#toprightlinks ul li a:hover {
text-decoration:underline;
color:#ffffff;
}
#toprightlinks .lasttop a{
border-right:0;
}

#topleft{
width:721px;
margin:0px;
padding:0px;
height:24px;
float:left;
}
#topleft ul{
margin:0px;
padding:0px;
list-style:none;
}
#topleft ul li{
margin:3px 0;
float:left;
list-style:none;
font-size:11px;
font-family:Verdana, Arial, Helvetica, sans-serif;
}
#topleft ul li a {
border-right:1px solid #333;
padding-left:8px;
padding-right:8px;
text-decoration:none;
color:#333333;
}
#topleft ul li a:hover {
text-decoration:underline;
color:#2c5470;
}
#topleft .lasttop a{
border-right:0;
}
#flashcontent {
height:355px;
width:979px;
background:url(../images/hm-flash-bg.jpg) no-repeat 0px 0px;
margin:0px;
border:0px solid #fff;
float:left;
}
#subcontent{
height:232px;
margin:0px auto;
text-align:center;
padding:0px;
padding-top:20px;
width:979px;
float:left;
}
#subcontent img{
vertical-align:middle;
margin:0px;
padding:0px;
display:inline;
}
#content{
margin:0 auto;
padding:15px;
font-family:Verdana, Arial, Helvetica, sans-serif;
font-size:11px;
}
#bodytext{
margin:0px;
overflow:hidden;
width:600px;
float:left;
padding-right:20px;
padding-left:20px;
}
#bodytext H1 {
font-size:24px;
font-family:Georgia, "Times New Roman", Times, serif;
color:#2c5470;

font-weight:normal;
}
#homevideo{
float:left;
margin:0px;
padding:0px;
width:300px;
}
#footer {
margin:0 auto;
text-align:center;
width:979px;
border-top:1px solid #16364c;
line-height:normal;
}
#footer ul{
list-style:none;
margin:0px auto;
padding:0px;
text-align:center;
height:25px;
width:600px;
clear:both;
}
#footer ul li{
list-style:none;
margin:0 10px;
float:left;
}
#footer ul li a{
display:block;
height:25px;
vertical-align:top;
margin-top:0px;
font-size:11px;
border-top:5px solid #c9d4da;
text-decoration:none;
color:#16364c;
}
#footer ul li a:hover{
border-top:5px solid #16364c;
color:#000000;
}
#bottomtext {
font-size:10px;
color:#6f6f6f;
line-height:12px;
width:700px;
margin:0px auto;
float:none; 
text-align:center;

}
#bottomtext .clear {
height:1px;
}
#bottomtext ul{
list-style:none;
margin:0 auto;
text-align:center;
width:100%;
line-height:12px;
padding:0px;
height:12px;
float:none;
}
#bottomtext ul li{
list-style:none;
margin:0 5px;
float:left;
padding:0px;
}
#bottomtext ul li a{
display:block;
vertical-align:top;
margin-top:0px;
font-size:10px;
text-decoration:none;
color:#6F6F6F;
border:0px;
}
#bottomtext ul li.divider {
border-left:1px solid #6F6F6F;
height:12px;
}

#bottomtext ul li a:hover{
border:0px;
color:#000000;

}

#bulletcol {
width:100%;
display:block;
margin:0px;
padding:0px;
overflow:hidden;
}
#bulletcol div {
float:left;
margin:10px 5px;
padding:0px;
}
#bulletcol ul {
list-style:url(../images/ico-disc.gif);
margin-left:20px;
padding-left:5px;
}
#bulletcol li {

margin-left: 20px;
padding-left:5px;
}
#bulletcol ul li ul{
margin-left:3px;
list-style-image:none;
list-style:circle;
font-size:0.9em;
}